With the busiest time of the housing market around the corner, the Pennsylvania Housing Finance Agency can help many folks get prepared.
PHFA has many housing resources available to assist with the first stage of the process resulting in homeownership. Many are unsure of where to start, but beginning with PHFA’s network of approved counseling agencies may be the first step. Potential homebuyers can receive free homebuyer education, before shopping around for a home with a Realtor ® and signing an Agreement of Sale. Counseling experts are available across the commonwealth to assist buyers with developing a plan to secure the home of their dreams and determining how much of a home they can afford.
Thereafter, a PHFA participating lender is available to provide mortgage financing options that are suitable for meeting buyers’ needs. Home loan products offered by PHFA are originated and closed by a network of lending partners that are knowledgeable about the program requirements and guidelines. PHFA’s product offerings consist of home loan programs for first-time homebuyers, repeat buyers and families that are looking to refinance.
When preparing to purchase a home, covering downpayment and closing costs could cause additional pressures. PHFA offers an interest-free assistance loan used in conjunction with a PHFA first mortgage that could help reduce those burdens. PHFA has many financing solutions available to help make the homebuying process a successful one. To learn more, visit www.phfa.org or call PHFA’s Customer Solutions Center at 1 (855) 827-3466.
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