1 in 3 Americans Struggle to Pay Utility Bills

A third of Americans are struggling to pay their utility bills, and 22% missed at least one payment in 2025, according to a survey conducted last December by American Home Shield. Eleven percent reported missing multiple payments. 

The significant number of those struggling may be attributed to rising utility costs: 88% said their utility bills have increased, leaving 49% overwhelmed. Fifty-seven percent said they’re worried about the sustainability of rate hikes.  

Respondents most said that these utilities increased in cost: 

1. Electric (75%) 
2. Gas (42%) 
3. Water (36%) 

Electricity remains the biggest concern, and 70% said their electric bills are the most expensive. The average reported electric bill in December 2025 was $187. Looking ahead, 34% said they’re worried about affording electricity this summer.  

Moreover, consumers near major data centers may be paying more. Of the 14% of respondents who said they lived near one, 94% said their utilities have increased, on average by $68 more than the national average and by 15% more than the year before.  

With high utility bills, homeowners are taking actions to keep costs at bay. Respondents said they’re:  

1. Using fewer lights (62%)
2. Setting a lower home temperature (50%) 
3. Using LED light bulbs (49%) 
4. Unplugging unused appliances (42%) 
5. Winterizing their home (25%) 
6. Doing laundry less frequently (22%) 

To compensate for high utility expenses, they’re most commonly:  

1. Cutting back on leisure expenses (like restaurants) (36%) 
2. Taking on a second job or side hustle (26%) 
3. Cutting back on groceries (19%)