Governor Extends Eviction and Foreclosure Protection
Protection from eviction or foreclosure for homeowners and renters was extended to Aug. 31 by Gov. Tom Wolf today. The protection applies to those who have not received assistance from a new program administered by the Pennsylvania Housing Finance Agency or are not already receiving relief through one of several federal foreclosure moratorium programs or judicial orders. The governor’s previous executive order suspending evictions and foreclosures due to the COVID-19 pandemic expires today.
“I am taking this action to help families know they will have a roof over their heads and a place to live while all of us fight the COVID-19 pandemic,” Wolf said. “It takes one more burden off of people who are struggling and ensures that families can remain in their homes so they can protect their health and well-being.”
The governor previously signed legislation providing $150 million for rental assistance and $25 million for mortgage assistance through PHFA with CARES Act funds. Renters and homeowners who were financially impacted by the economic slowdown related to the coronavirus pandemic could submit applications beginning July 6. The applications are available by clicking on the red CARES banner at PHFA.org.
PHFA is administering programs to help both renters and homeowners and has identified partnering organizations in all 67 counties to help process the large number of rent relief applications anticipated. Renters will submit their applications and supporting paperwork to these organizations for review. Homeowners seeking assistance with payment of their past-due mortgage will have two options for submitting their applications directly to PHFA: using a web-based process or using a printable version that can be completed and mailed to the agency. Eligibility information and applications for renters and homeowners is available on the PHFA website.
Lenders and property owners that receive funds through the PHFA program agree not to pursue foreclosure or eviction actions as a condition of participation in the program.
The U.S. Department of Veterans Affairs, Federal Housing Finance Agency, including Fannie Mae and Freddie Mac and the U.S. Department of Housing and Urban Development and the U.S. Department of Agriculture have each extended eviction and foreclosure protections for housing under their authority to Aug. 31.
Pennsylvanians struggling to make monthly payments should contact their landlord or mortgage servicer immediately. The governor’s executive order does not apply to proceedings regarding property damage or illegal activity.